Category Archives: Savings and Investing
Retirement Investment Options
When you get your first job, you’re probably not thinking about retirement. But if you start planning for it right away, building up enough wealth to live comfortably in retirement will be much easier. So how do you get started … Continue reading
Buy Now Pay Later
You see an item that you really want to buy but the price is just too much for you to spend right now. So that means you have to save and wait to buy it another day, right? Not necessarily. … Continue reading
ESG Investing Explained
For a long time, investment firms had one overarching goal: to make their clients as much money as possible. But Environmental, Social and Governance investing, or ESG, factors other issues into which companies it will invest your money. Those factors … Continue reading
Savings Interest Rates
One of the greatest incentives to put money into a savings account is knowing that your money will grow thanks to interest that accumulates over time. But depending on what’s happening in the economy, the interest rates on savings can … Continue reading
Budgeting 101
Your first job may not pay much but it gives you an excellent opportunity to learn how to budget your money. And if you are earning well at a young age, keeping close track of how much money you spend … Continue reading
Federal Student Loan Debt
President Biden tried to forgive hundreds of billions of dollars in federal student loan debt. But the U.S. Supreme Court said such a move was unconstitutional and would require an act of Congress. But beyond the legal issues, is student … Continue reading
Cyclical Investing
Many investors choose a plan that works best for them over the long run. They don’t stress over the fluctuations in the market, staying confident that their money will bring them a strong return over time. But should you take … Continue reading
Banking Deserts
The internet has revolutionized many areas of our lives. That includes banking. Rather than having to stand in line at a bank branch, most transactions can be taken care of with a couple of taps on your smartphone. As a … Continue reading