Category Archives: Credit

Retirement Investment Options

When you get your first job, you’re probably not thinking about retirement. But if you start planning for it right away, building up enough wealth to live comfortably in retirement will be much easier. So how do you get started … Continue reading

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Buy Now Pay Later

You see an item that you really want to buy but the price is just too much for you to spend right now. So that means you have to save and wait to buy it another day, right? Not necessarily. … Continue reading

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Buying vs. Leasing A Car

You’re tired of that old clunker and are ready for a nicer and more reliable vehicle. But should you buy a new car or look for a used one? Or is leasing the smarter choice? It can be a tough … Continue reading

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Savings Interest Rates

One of the greatest incentives to put money into a savings account is knowing that your money will grow thanks to interest that accumulates over time. But depending on what’s happening in the economy, the interest rates on savings can … Continue reading

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Cashless Society

When was the last time you bought something with cash?  Most of the time we use credit or debit cards or pay with an app.  As more and more people stop using bills and coins, is it possible we could … Continue reading

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Paying With Apps

For years, we’ve been able to pay for things through apps like PayPal or Venmo.  But now many businesses have their own apps that you can use to pay and get discounts or other perks.  Is it a good idea … Continue reading

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Payroll Cards

Payroll cards are quickly joining direct deposit as one of the most popular ways for employees to get their paychecks. But how do payroll cards work? How are they different than more traditional payment methods? And what do you need … Continue reading

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Interest Rates

Many young people are falling deep into debt because they can’t pay off their credit cards or have a hard time affording a new car or house. And if interest rates are high, getting out of debt can be very … Continue reading

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