Category Archives: Credit
Savings Interest Rates
One of the greatest incentives to put money into a savings account is knowing that your money will grow thanks to interest that accumulates over time. But depending on what’s happening in the economy, the interest rates on savings can … Continue reading
Cashless Society
When was the last time you bought something with cash? Most of the time we use credit or debit cards or pay with an app. As more and more people stop using bills and coins, is it possible we could … Continue reading
Posted in Credit, Economics, Savings and Investing
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Paying With Apps
For years, we’ve been able to pay for things through apps like PayPal or Venmo. But now many businesses have their own apps that you can use to pay and get discounts or other perks. Is it a good idea … Continue reading
Posted in Budgeting, Credit, Savings and Investing
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Payroll Cards
Payroll cards are quickly joining direct deposit as one of the most popular ways for employees to get their paychecks. But how do payroll cards work? How are they different than more traditional payment methods? And what do you need … Continue reading
Interest Rates
Many young people are falling deep into debt because they can’t pay off their credit cards or have a hard time affording a new car or house. And if interest rates are high, getting out of debt can be very … Continue reading
How to Choose the Right Student Loan
Student loan debt is one of the biggest financial burdens for young adults. Making the wrong choice can lead to years of significant debt, but smart choices can make the experience far less painful. So what are the best ways to avoid debt in the first place and what are the best strategies for paying it off as painlessly as possible? Jose Montoya reports. Continue reading
Credit Score and How It Works
When looking to make any significant purchase, the first thing banks or car dealers will do is check your credit rating. But what is a credit rating, how is it calculated, and what does it mean? John Sullivan explains it all and offers insights on how to keep your rating strong. Continue reading
Credit Cards: Choosing the Best Option
Picking a credit card is one of the first major financial decisions a young adult makes, but not all credit cards are alike. Low interest rates, getting cash back, security, and accumulating airline miles or other perks are all incentives … Continue reading