Scarcity vs. Shortage

How often have you seen store shelves emptied of essential items just before a blizzard or hurricane is expected to hit? Why does that happen? Is it a shortage or a scarcity? Radio America’s Gianna Holiday explains the difference between the two concepts and how the free market responds to both situations.

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The Broken Window Fallacy

Some economists and politicians believe that a silver lining to natural disasters and other destruction is that rebuilding is a huge boost to the local economy. But is restoring things the best use of money or is building additional value and growth even better? Radio America’s Nick Treglia details the “broken window fallacy” and what gives an economy the biggest boost.

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Crowding Out and Government Debt

The federal government is sinking deeper and deeper into debt and that means it needs to borrow more and more money. Radio America’s Claire Alfree explains where that money comes from and why individuals and small businesses end up suffering in the process.

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Investment in Infrastructure

You probably don’t think about it much, but you benefit from investment in American infrastructure many times every day – from the roads you drive on to the utilities in your home. How is infrastructure defined? What are the different approaches to building or upgrading our infrastructure? And how can it be done most responsibly? Radio America’s Joshua Davis reports.

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Payroll Cards

Payroll cards are quickly joining direct deposit as one of the most popular ways for employees to get their paychecks. But how do payroll cards work? How are they different than more traditional payment methods? And what do you need to know before deciding how you want to get paid? Radio America’s Faith Allen has some answers.
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The College Award Letter

After getting accepted to a college, students will soon receive a financial aid reward letter, explaining the full cost of attending that school and what kind of financial aid they qualify for. But the terminology used in the letters can be very confusing for students and parents and different schools present their information in very different ways. Radio America’s Julie Mitchell explains what you need to know and what questions you need to ask.
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Leasing vs. Buying A New Car

You’re tired of that old clunker and are ready to get a new car. But should you buy it or lease it? What is important to know before committing to pay for the whole thing or putting down less money to lease a vehicle for a just few years? Radio America’s Montie Montgomery reports.
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How Parents and Teens Should Talk About Money

Many teenagers become adults without ever learning how to handle money responsibly. That’s because their parents don’t teach them how to do it. So why don’t parents and students talk about money as often as they should and what are the most important things to learn? Radio America’s Krista Oliver offers tips to help parents and students keep spending under control.
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